Banker

What is a Banker and What Do They Do?
The term banker covers a multitude of different roles within a bank or financial institution. These can be retail or commercial banks or even insurance companies. A banker, also known as a financial manager, is responsible for approving or rejecting lines of credit and commercial, real estate, or personal loans. He or she may also analyze data to plan budgets, or predict future financial stability of customers or companies. Some bankers may also have a "new business" role in attracting and winning over new customers. Depending on the employer, bankers may also be responsible for risk assessment, or in charge of departments.

Which Qualifications are Needed to Become a Banker?
Qualifications depend largely on the employer. You'll need to be a capable mathematician and be comfortable around computers. People skills are pretty important and maybe being able to think strategically would be helpful. Some bankers arrive in this role by going down an accounting route; others may join a bank and work their way up, maybe starting as a teller. The majority of financial managers are graduates. Courses such as finance, accounting, economics, and marketing, would be useful in helping prepare you for this role. Another route, which might appeal, is management training and qualifications in business administration. Clearly, the more senior a position, the more education, and experience you will need to achieve it.

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